Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Wildfires in southern California have burned at least 47,000 acres in the Los Angeles area—the largest blaze, the Palisades Fire, has burned more than 23,000 acres. Thanks to dry and windy conditions, the fires are continuing to spread. At least 25 people are believed to have died in the fire…
Key takeaways Before pursuing a student credit card, check your credit score, carefully research cards and offers and be prepared to apply online using your personal information. To get the most out of your first credit card, pay your bills punctually and in full, charge only what you…
PayPal was one of the 5 percent cash back bonus categories on the Chase Freedom Flex® card during the final three months of 2024, so I made every effort to maximize my PayPal spending. I had to get creative to hit the $1,500 spending limit for that quarter’s categories (activation…
Water damage can cause serious harm to your home, rapidly totaling thousands of dollars in damage and requiring months of reconstruction. You may think it won’t happen to you, but no matter where your home is located or how recently it was built, water damage is a very real possibility.…
Key takeaways Interest-only mortgages let you pay just the accruing interest on your loan for an introductory period — but they come with high payments once that period ends. These loans mainly benefit those planning to move or anticipating a big income increase within a decade. Since the Great Recession,…
Michael Hanson/Getty Images Key takeaways Tuition insurance can reimburse educational expenses should there be a covered reason for early withdrawal from college. Typical coverage includes a life-altering or chronic illness or injury, a debilitating illness or a death in the family. College tuition insurance generally costs 1 percent of tuition…
Key takeaways Anyone who owns a home has equity in it — it’s the portion of the property that you own outright, as opposed to being financed or encumbered with debt in some way. Your home equity percentage increases as you pay down your mortgage. It can also rise if…
Having an account that’s accessible whenever and wherever internet access is available makes it easier to do everyday banking tasks, like checking your balance, making person-to-person transfers and paying bills. Plus, online-only banks usually offer higher rates and low (or no) fees on their products. You can open a bank…
Key takeaways A mortgage transfer happens when another person or an entity takes over an existing mortgage. Most conventional mortgages are not transferable, but lenders may approve a transfer in a few situations. FHA, VA and USDA loans are often assumable – meaning they can be transferred – if the…
An investment advisor or broker is a person, company or group that chooses or recommends investments for a client. In exchange for their services, investment advisors charge a fee, usually a flat fee or a percentage of managed assets. These professionals are registered with and regulated by the SEC or…
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