Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Buying a home is one of the biggest financial decisions of your life. If you think you’re ready to buy a house in 2025, finding a real estate agent with the right experience to guide you through the process will be key. There’s no shortage of agents vying for your…
Tax lien investing can give your portfolio exposure to real estate — all without having to actually own property. Experts, however, say the process is complicated and warn that novice investors can easily get burned. Here’s everything you need to know about investing in a tax lien certificate, including how…
Dan Coplan/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways An FHA cash-out refinance lets you borrow against the equity in your home by swapping out your current home loan with a new, larger one. An FHA cash-out refinance is available to qualified borrowers with any kind of existing mortgage —…
Key takeaways The Blue Cash Everyday® Card from American Express offers a wide range of benefits alongside its lucrative rewards rate. Cardholders can get a variety of statement credits and also take advantage of the standard benefits that come with American Express cards. Those with a higher household spending threshold,…
While it might not seem like it at first, options and sports gambling are both bets. In each, you’re making a side bet between gamblers on the outcome of some event — either the outcome of a game or the performance of a stock or other security. But while sports…
Zinkevych/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways The best terms on small business loans are generally reserved for borrowers with strong credit scores Personal credit scores range from 300 to 850, with higher scores indicating greater likelihood of timely payments on a loan Business credit scores can range from…
Boone Rodriguez/Corbis/VCG/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Business loans require significant documentation about your business formation, financial statements and possibly a business plan Both personal and business finances are reviewed Lenders typically take a few days to weeks to process your information, depending on the lender and type…
Key takeaways Tariffs are a tax imposed on goods that the U.S. imports from other nations. President-elect Donald Trump has shown a penchant for tariffs in his economic policy agenda. In his first term, he imposed duties on $380 billion worth of products from major U.S. trade…
Cash back programs tap into a powerful psychological draw — consumers appreciate getting tangible value from their spending. It’s no wonder the global cash back apps market — valued at about $2.9 billion in 2023 — is projected to skyrocket to $4.6 billion by 2030, growing at a steady 6.5…
Key takeaways Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate, which ensures growth even if the market index performs poorly. However, there is a cap on gains, limiting the maximum…
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