Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Launching a startup business is exciting, but it can also be stressful if you need external money to keep the momentum going. While the U.S. Small Business Administration offers several small business loans for established companies, there are also some loan options available to new ventures. This guide will cover…
Pramote Polyamate/Getty Images Key takeaways Certificates of deposit (CDs) can be a good vehicle to grow funds that you know you won’t need for a certain period of time — as long as you don’t chip away at your earnings by paying early withdrawal penalties. Maintaining an emergency fund in…
Daniel Tardif/Getty Images Key takeaways A business line of credit (LOC) can provide financing for larger business expenses but could be more difficult to qualify for than a business credit card. An LOC offers financing for a defined draw period during which you can access the funds, whereas…
Key takeaways The current annual inflation rate is 2.9%, still stubbornly above the Fed’s 2% target. Consumers pay more close attention to cumulative inflation, and prices are 22.5% more expensive today than they were before the coronavirus pandemic recession began in February 2020. The Federal Reserve cut interest rates a…
Key takeaways Inflation is a sustained increase in prices of goods and services, which can negatively impact purchasing power and lead to tough financial decisions for consumers. The Federal Reserve targets a 2% annual inflation rate as a sign of a healthy economy. Inflation can be caused by factors such…
wera Rodsawang/GettyImages; Illustration by Bankrate Options can be a blast, allowing you to make many times your money in a short period. But getting familiar with how options trading works can take some time – and if you’re using real money, it can be expensive. That’s where options simulators can…
Kiyoshi Hijiki/Getty Images Key takeaways Keeping up with your car’s maintenance can help you stop extensive — and expensive — damage in its tracks. It’s a good idea to take your vehicle to a mechanic for a basic inspection once per year. Regular maintenance can help you avoid accidents, breakdowns…
Key takeaways Adjustable-rate mortgages (ARMs) have gained popularity as interest rates have risen. ARMs generally have slightly lower rates than fixed-rate mortgages. If you expect rates to fall, or plan to move before the initial fixed-rate period expires, getting an ARM can make sense. With mortgage rates holding steady at high…
Do you have a Kansas home you’re eager to sell? Most sellers list their home on the market through a real estate agent — but it can be a lengthy and complex process. If you don’t have any time to lose, or if you just want the cash from the…
Key takeaways While liability coverage often covers dog bites, some dog breeds are excluded. Insurance companies sometimes exclude specific dog breeds because the risk of insuring them is too high. Having dogs that are considered high-risk can raise your home insurance cost. If there is one thing Americans can’t get…
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