Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Key takeaways Vacant homes have a higher risk of damage or vandalism. Vacant home insurance can be included as an endorsement to a standard homeowners policy or purchased as a standalone policy, but it generally does not cover personal property or water damage. The criteria for a home to be…
Credit Sesame’s personal finance news roundup January 25, 2025. Stories, news, politics, and events impacting personal finance during the past week. Chicago bank first failure of 2025Consumer credit delinquencies still risingMedian weekly earnings growth outpaced inflation in 2024More consumers making minimum credit card paymentsMortgage rates fall a littleMortgage applications stableAll…
Key takeaways Precomputed car loans front-load interest payments much more than simple interest car loans, but you will still pay more interest at the beginning of a loan regardless of the way interest is calculated. While you’ll pay the same amount of interest over the full loan term, precomputed car…
Key takeaways The Southwest Companion Pass lets you designate a companion who can fly with you for free (minus taxes and fees) on any Southwest flight you book with cash or points for up to two years. You can score a Companion Pass by earning 135,000 qualifying points or taking…
Luis Alvarez/Getty Images Key takeaways The 60-day rollover rule typically kicks in when you transfer money between retirement accounts, but this applies to other types of accounts as well. Not rolling over your account within 60 days of receiving your distribution can cost you. A direct rollover is usually your…
Luis Alvarez/Getty Images Zelle is a mobile payment application that enables you to send money electronically from your bank account to the accounts of family members or friends. Conveniently, the money can appear in the recipient’s account almost instantly, and you don’t need to bother handling cash or writing a…
Key takeaways Your ability to pay rent with your credit card depends on your landlord’s rules. If your landlord doesn’t accept credit card payments directly, you might have to use a third-party service like Plastiq — but the processing fees involved will likely cancel out any rewards you earn, so…
Key takeaways Automatic transfers can help grow your savings with no additional effort on your part. There are different types of automatic transfers, including direct deposit split, recurring savings transfers and round-up savings programs. We all know the importance of saving money, but life’s daily demands can make it challenging…
Key takeaways Credit unions commonly offer high rates and low (or no) fees on deposit accounts, along with personalized service and community involvement. While credit unions often have eligibility requirements based on your geographic location or profession, many make it easy for anyone to join by making a small deposit…
Key takeaways Making savings goals is one way to keep your spending in check. Being specific and setting realistic expectations can guide you in the right direction. Automating your savings can help you meet your goals with no extra work required on your part. One of the basics of building…
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