Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
Personal Finance
The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
Featured Articles
U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…

All News
Key takeaways The average student borrower takes 20 years to pay off their student loans, but there are ways to shorten this timeline. Making additional payments, setting up automatic payments and refinancing are all effective strategies. Do your research and assess which methods work best for your schedule and lifestyle. …
Crypto-only traders may find Coinbase to be a solid option if they’re using the advanced tier that comes with competitive pricing. However, the entry-level option makes it difficult to know what fees you’ll be paying and there can be layers of different costs. Coinbase also continues to find itself in…
New Year’s Resolutions Don’t Have To Break The Bank. These 5 Tips Will Keep You On Budget
Key takeaways While self-care resolutions are common during the New Year, new goals can make it tempting to overspend. Keeping your goals realistic and making a budget will help you meet your New Year’s resolutions, without overspending. Periodically check in on your spending throughout to ensure you’re staying on track. …
Key takeaways A home equity line of credit (HELOC) on an investment property is a loan taken out against a piece of real estate that generates income or a financial return. Lenders will consider both the borrower’s creditworthiness and the property’s financials when evaluating an investment property HELOC application. These…
Nitat Termmee/Getty Images Treasury receipts are a type of bond bought at a discount, and the full value is paid at the date of maturity. These types of bonds aren’t issued by the U.S. Treasury Department, but they are backed by U.S. government securities. Whether you’re looking to invest in…
Jemal Countess / Stringer / Getty Images Key takeaways The U.S. Supreme Court will review stalled attempts to streamline the borrower defense to repayment program. The outgoing Biden administration plans to focus on providing federal student loan forgiveness through existing avenues and helping borrowers avoid default in its final days.…
The Consumer Financial Protection Bureau (CFPB) announced today it’s suing Capital One for “cheating millions of consumers” who held its flagship 360 Savings account out of more than $2 billion in interest. In the lawsuit, the U.S. government’s consumer watchdog agency accused Capital One of freezing its 360 Savings account’s…
Seasoned investors often approach markets with a long-term view, using short- and medium-term volatility to buy into the themes they believe will profit over many years. While identifying these trends is difficult, tuning out the noise can help you focus your portfolio on the winners, possibly resulting in significant gains.…
Delahaye/ Getty Images; Illustration by Austin Courregé/Bankrate Key Takeaways Down payment assistance (DPA) programs provide eligible homebuyers with loans or grants to help cover down payment and closing costs. These programs are typically reserved for first-time homebuyers or buyers with lower to moderate incomes for their area. Many down payment…
Four times a year, publicly traded companies release their financial statements and required disclosures during a period that’s become known as “earnings season.” The Securities and Exchange Commission (SEC) requires these reports to provide transparency to investors about how companies are performing. What is earnings season, and what exactly should…
Editor's Pick
