Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
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Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
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No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
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Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Key takeaways The Trump administration will likely terminate the SAVE plan and may seek to end other forgiveness plans. Student loan borrowers should review their current repayment options to see if they should take action. The cost of college is a bipartisan issue, as tuition has increased more than 37…
Bonuses can be a welcome bump in pay, but the difference between what your employer promises you and what you actually receive can be startling. That’s because your employer must withhold taxes from your bonus — and those taxes can take a big bite. Employers have two options for how…
If you have children who are under age 17, the child tax credit might cut your tax bill by up to $2,000 — and some taxpayers may qualify for up to $1,700 of that to be paid out to them in a tax refund — on tax returns due this…
Key takeaways What is a student loan? A student loan is money borrowed to help pay for post-secondary educational expenses such as tuition, room and board and books. Knowing the key terms associated with student loans can better prepare you to pursue financial aid to pay for your education. Some…
Key takeaways Student loan forgiveness and repayment programs can erase some or all of your federal student loan debt for law school and possibly even private student loan debt. Income-driven repayment plans, while not specific to the law field, will cancel your remaining federal student loan debt after 10 to…
Key takeaways Consider your lifestyle when deciding which vehicle is best for you after graduation. Factor in your daily commute, budget, preferred tech and necessary safety features. When finding what vehicle you can afford, consider all the costs, including potential trips to the gas station and mechanic. Getting preapproved for…
Key takeaways A grace period is a time during which you are temporarily exempt from making student loan payments. Many student loans come with a six-month grace period after you graduate or drop below half-time enrollment. For many student loans, interest accrues during the grace period. This interest may then…
Key takeaways Prepaid tuition plans allow you to lock in future in-state tuition for your child at today’s tuition costs. Like other types of 529 plans, you may receive a tax benefit as a deduction or credit for prepaying tuition. However, school choices are limited, and you can only use…
If you’re looking for ways to contribute to a loved one’s future success, the good news is there are plenty of options. One of those ways is contributing to a child’s education fund. Here’s a look at how you can contribute to a godchild’s education savings fund and what to…
Credit: Images by GettyImages; Illustration by Jessa Lizama/Bankrate Key takeaways An IRA is an individual retirement arrangement that is tax-advantaged and is designed for use during retirement. The funds from a traditional IRA can be cashed out and moved to a 529 account, but you’ll pay a 10 percent penalty…
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