Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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If you get to prioritize one investment today, what would it be? For many of us, the answer might be starting a business, buying a home or investing in the stock market. While those actions are important to building wealth, the energy you spend improving yourself can provide far greater…
Andrey_Popov/Shutterstock Key Takeaways Instead of bringing checks to a bank branch or ATM, you can remotely deposit checks at most banks by taking a photo with your smartphone. These encrypted digital transactions are typically both safe and convenient. Still, you should take proper safety measures to avoid fraud, including…
DenisTangneyJr/Getty Images Key takeaways VA loans offer zero-down mortgage options for eligible veterans, service members and qualifying surviving spouses. To qualify, borrowers must obtain a Certificate of Eligibility (COE), live in the purchased home and meet lender underwriting standards. The VA mandates property appraisals, while lenders may also require inspections.…
Have you ever had a free trial that turned into a paid subscription without your knowledge? Or had trouble canceling a service you no longer wanted? As the subscription economy continues to grow, it’s an increasingly common problem. Have a question about credit cards? E-mail me at [email protected] and I’d…
MoMo Productions/Getty Images Key takeaways All new drivers, regardless of age or experience level, are legally required to obtain car insurance coverage. Age, driving record, location, gender, marital status, vehicle type, credit history and coverage limits are all factors that can determine a new driver’s car insurance rate. Minimum coverage…
Key takeaways Recoverable depreciation is only applicable for replacement cost value (RCV) policies and allows policyholders to recoup the difference between the actual cash value (ACV) and RCV, after providing proof of replacement. ACV + recoverable depreciation = RCV Insurance companies may use recoverable depreciation to avoid overpaying for items…
Key takeaways Credit card forbearance can help you manage your credit card payments, balance or potential interest or fee costs if you’re facing financial hardship. You typically have to request credit card forbearance, although not all issuers offer this option. Otherwise, you may have to consider balance transfer cards or…
Brothers91/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Both The Platinum Card® from American Express and The Business Platinum Card® from American Express are top-tier credit card options with premium benefits (and high annual fees to match). The Amex Platinum Card may be a better choice for users who…
Images By Tang Ming Tung/Getty Images Key takeaways Both the Wells Fargo Active Cash® Card and the Citi Double Cash® Card offer 2 percent cash back on purchases. With the Citi Double Cash Card, you’ll earn 1 percent cash back as you make purchases and another 1 percent cash back…
A gold IRA may be an attractive investment if you’re looking to take advantage of the many tax benefits of an IRA retirement account. An IRA allows savers to amass money — either on a tax-deferred or tax-free basis — and compound their money faster than in a taxable account. Adding…
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