Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Key takeaways Breaking a lease doesn’t directly appear on your credit report, but unpaid rent or fees may lead to collections, which could harm your credit score. Communicating with your landlord, understanding your lease terms and paying any debts owed may help minimize the financial and credit impact. Alternatives like…
Key takeaways Recurring credit card charges include any bills that are charged to your account automatically, including gym memberships and other subscription services. Subscriptions can be hard to keep track of and even harder to cancel. Using an app or subscription management tool is a popular way to find out…
If you entered 2025 with debt you racked up during the holidays, you’re not alone. More than 1 in 4 holiday shoppers (27 percent) said they planned to go into debt this past holiday season by carrying a credit card balance or using a buy now, pay later (BNPL) service,…
Key takeaways The average student loan debt for pharmacists was $170,956 as of 2024. Interest rates on pharmacy school student loans currently range from 3.47% to 14.83%. It may take pharmacists longer than the 10-year standard repayment term on federal student loans to pay off their debt. There are many…
Phynart Studio/Getty Images: Illustration by Issiah Davis/Bankrate Key takeaways Finding the best fast business loan involves figuring out how much loan you can afford and comparing loan types and lenders To apply for a fast business loan, you’ll need to check the lender’s requirements and gather the correct documentation Always…
As we step into a new month, it’s the perfect opportunity to prioritize your financial wellness by increasing your savings. Whether your aim is to save for a particular goal, establish an emergency fund, or just improve your overall financial habits, implementing small, consistent changes can yield impressive outcomes. Here…
Key takeaways A taxpayer’s taxable income is separated into tax brackets, each with its own tax rate. Each tax bracket is defined by an income range. Effective tax rate is the rate you pay on your annual income. To calculate, divide your annual tax bill by your taxable income, and…
Key takeaways Investing can be a way to take control of your financial future and grow your wealth over time. You can build a better financial future in 2025 by focusing on retirement accounts and investment funds, balancing long- and short-term investments and continuing to learn. Your financial journey can…
supersizer/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Black-owned businesses in the U.S. employ around 1.6 million Americans, according to the U.S. Census Bureau. Studies show that Black entrepreneurs face more challenges than their white counterparts to secure the capital they need. This is true, even if they have…
Managing your finances effectively doesn’t have to be overwhelming. Financial wellness apps simplify essential money tasks like budgeting and investing, helping you take control of your financial future. But with so many apps available, how do you know which one to choose? This guide dives into what financial wellness apps…
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