Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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IRS Commissioner Danny Werfel has announced that he is leaving the agency on January 20, 2025. The timing is something of a surprise, since it was expected that Werfel might remain through tax season. Late last year, President-elect Donald Trump announced he has tapped former Congressman Billy Long as IRS…
Home equity products turned in a slightly mixed performance ahead of the Federal Reserve’s first monetary policy meeting of 2025. The $30,000 home equity line of credit (HELOC) was unchanged at 8.28 percent — its lowest level in a year and a half, according to Bankrate’s national survey of lenders.…
“I will commit that for this tax season … Direct File will be operative.” That was the word from Scott Bessent, President-elect Donald Trump’s nominee for Treasury Secretary, when asked about the program during his confirmation hearing. The controversial Direct File program allows eligible taxpayers to file taxes directly with…
Key takeaways In a lower rate environment, CD rates typically decline Shorter-term CDs offer more flexibility to access funds sooner, while longer terms can hedge against further rate drops Being locked into a longer term during rate increases means potentially missing out on higher yields Laddering CDs or choosing medium-term…
Hedge funds have lost some of their luster in recent years, with institutions preferring to pour money in Wall Street’s newer crazes for dependable returns like private credit, but the most successful firms in the old guard are still delivering steady gains for their limited partner investors. The world’s top…
When the Federal Reserve adjusts its federal funds rate, it can have significant impacts across the financial sector. Rate decreases, in particular, tend to affect various aspects of consumer banking and lending. The Fed’s rate decisions influence the cost of borrowing money, which affects interest rates on mortgages and credit…
Catherine Delahaye / Getty Images Key takeaways LendKey is better if you’re looking to quickly compare several loan companies. SoFi is better if you want an established company with discounts and member benefits. Get a quote from each lender and evaluate loan terms; explore alternatives if they fall short of…
Key takeaways Focus on paying down your debt and budgeting. Look for ways to cut back on spending, such as buying cheaper alternatives at the grocery store. When inflation is high, consumers can feel the impact everywhere, from the supermarket to the gas station. Inflation makes it more expensive to…
With Bitcoin’s recent meteoric rise in price, many investors are wondering how they can get in on the action. But with the price of one Bitcoin exceeding $100,000, how exactly can you invest in the world’s most valuable crypto coin? 3 ways to invest in Bitcoin without spending $100,000 One…
Maybe you need some cash. Or check your account balance. Or deposit a check. ATMs are a convenient way for people to quickly access their bank accounts, deposit money, and withdraw cash without visiting a branch. But how do ATMs work, exactly? Here’s everything you need to know about ATMs…
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