Get to Work – As Much as You Can Did you know almost half of Canada’s post-secondary students take on student loan debt? And then pay for additional, nice-to-have lifestyle expenses on their credit cards? Tackle your debts by getting a job – this could be a part-time job, working…
There’s a reason financial advisors keep recommending you save money for emergencies. More than one in three Americans needed to tap their emergency savings in the past year, according to Bankrate’s 2025 Annual Emergency Savings Report. But when you’re juggling debt, putting money toward savings can feel overwhelming. Many feel…
Side hustles are one of the best ways to bring in extra cash. Whether you’re saving up money, knocking out debt, or just need more wiggle room in your budget, a side job can help. My husband and I hustled hard when we were paying off debt—and it made a…
Credit card debt doesn’t just live in your wallet but also in your body and mind. It can keep you up at night, make you feel hopeless, and slowly chip away at your well-being. While many people think of debt as just a financial problem, the reality is that debt…
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The Trump administration has been rapidly dismantling protections for student loan borrowers, leaving millions of Americans with diminishing options as…
A perfect storm is brewing for millions of federal student loan borrowers, who may experience dramatic increases in their monthly…
When most people think of identity theft, they envision criminals and other miscreants using their private data to open new…
Republican lawmakers in Congress are circulating a number of proposals to cut federal spending as part of a massive bill…
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U.S. stocks declined as President Donald Trump’s tariffs against Mexico, Canada, and China are set to take effect at midnight. While there has been much debate over the wisdom of Trump’s tariff policy, the issue goes much deeper than inflation. Timely tariffs can have a…
Dept Managmnt
Key takeaways Chapter 7 and Chapter 13 bankruptcy are common options for individuals with unmanageable debt. Bankruptcy may be the right choice if…
Banking
No matter how often bank regulators, international standard setters, rating agencies, or financial reform advocates warn banks that climate change is serious, the…
Credit Cards
Key takeaways Adding authorized users to your business credit card account can make it easier for you to complete purchases and earn rewards…
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Cryptocurrencies have seen a broad rise in prices throughout 2024 and into 2025, leaving some traders with solid gains. Some crypto holders may be looking for ways to cash in on current market enthusiasm by selling their digital assets. If you’re going to be selling any crypto, you’ll want to…
Key takeaways Banks typically provide better exchange rates compared to airport kiosks or tourist areas. Understanding fees, spreads and rates helps you maximize your currency exchange value. Planning ahead typically saves three to five percent on conversion costs. Most banks require you to be an account holder to exchange currency.…
If you’re looking to invest in the energy sector, which historically has included mostly oil and gas companies, buying an energy exchange-traded fund (ETF) is an easy way to do that. With an energy ETF you can buy a cross-section of the industry, letting you play the sector if you…
Key takeaways Startup loans are designed for businesses that have not been in operation for long or have little to no credit history Different types of business startup loans work best in different situations, so you’ll want to consider all your options. Types of startup business loans include bank loans,…
January is often viewed as a month of new beginnings. With the holiday season behind us, it’s the perfect time to set fresh goals and tackle lingering financial challenges such as credit card debt. For many individuals, consolidating debt might seem like the logical step toward financial recovery. But is…
Key takeaways You need proper identification to open a savings account, including your driver’s license or passport and your Social Security Number or Taxpayer Identification Number. You’ll also need to provide some personal information, including your date of birth, proof of address and contact information. Most banking institutions allow you…
Matteo Colombo/Getty Images Every year, some investors turn to a strategy called the “Dogs of the Dow,” which singles out the highest-yielding, yet underperforming, stocks in the Dow Jones Industrial Average. But what’s the point of choosing to invest in underperforming stocks, and why do some investors adopt this approach?…
Images by Getty Images; Illustration by Issiah Davis/Bankrate Key Takeaways A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who may charge you higher…
Key takeaways The Discover it® Student Chrome and the Discover it® Secured Credit Card are both viable options for students and are similar in almost every way. Both cards have the same rewards structure — including boosted rewards for dining and gas purchases — and both cards have no annual…
Key takeaways Savings accounts provide a safe space to stash your emergency fund and generally earn higher APYs than standard checking accounts. You can also use a savings account to grow money for planned purchases or other financial milestones. If you don’t yet have a savings account, consider opening one…
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